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Colorado Paycheck Calculator

Estimate your Colorado take-home pay after federal withholding and FICA. Nothing leaves your browser.

Showing a $60,000/year, single-filer example for Colorado: $47,728.00 take-home pay after taxes. Enter your own numbers above for your result.

Gross pay$60,000.00
Federal income tax-$5,020.00
Social Security (6.2%)-$3,720.00
Medicare (1.45%)-$870.00
Colorado state income tax-$2,398.00
Colorado FAMLI (Paid Family and Medical Leave, employee share)-$264.00
Net take-home pay$47,728.00

Estimate only, not tax advice — see the full disclaimer. Tax data last verified: 2026-08-08.

How Colorado paycheck taxes work

Colorado runs a flat 4.4% income tax, but the state's own withholding formula doesn't use the federal standard deduction to get there: it subtracts its own smaller, fixed amount instead, based only on whether you're married filing jointly or not: $11,000 for a married couple filing jointly (or a qualifying surviving spouse), and $5,500 for everyone else, including single filers, married filing separately, and head of household alike. On top of state tax, Colorado also withholds for FAMLI, the state's paid family and medical leave program (0.44% of wages, matched by an equal employer contribution, up to the same annual wage cap used for Social Security). If you live or work in Denver (or a few other Front Range cities like Glendale, Greenwood Village, or Sheridan), there's also a small flat Occupational Privilege Tax of $5.75 a month once you earn more than $499 in a month, which this calculator doesn't include since it's a flat dollar amount tied to a handful of specific cities rather than a percentage of income. This calculator also doesn't account for Colorado's optional DR 0004 withholding certificate, which lets an employee request a different deduction amount than the filing-status default.

Federal income tax is calculated using the 2026 IRS tax brackets after subtracting your standard deduction, based on your filing status. FICA is a flat 6.2% Social Security tax (up to the annual wage base) plus 1.45% Medicare tax, with an additional 0.9% Medicare tax on income above $200,000 (single) or $250,000 (married filing jointly).

Tax data last verified: 2026-08-08.

Frequently asked questions

Does Colorado have a state income tax?

Yes. Colorado taxes wage income at a flat 4.4% rate. See the state-specific section above for exactly how that applies to your filing status.

How is federal income tax calculated on a Colorado paycheck?

Federal tax is calculated on taxable income (gross pay minus your standard deduction) using the 2026 IRS marginal tax brackets, which apply the same way in every state, including Colorado. See "How Paycheck Withholding Works" for the full breakdown.

What is FICA and how much is withheld?

FICA is 6.2% Social Security (up to the annual wage base) plus 1.45% Medicare, with an additional 0.9% Medicare tax above $200,000 (single) or $250,000 (married filing jointly). It applies the same way in every state, including Colorado.

Is this calculator exact?

No, it's an estimate based on standard 2026 tax tables and common assumptions. It doesn't account for every possible deduction, credit, filing situation, or local tax. For Colorado specifically, it doesn't include Denver-area cities' small flat Occupational Privilege Tax, about $69 a year for anyone earning over $499 in a month there. See the disclaimer above the breakdown for details.