Montana Paycheck Calculator
Estimate your Montana take-home pay after federal withholding and FICA. Nothing leaves your browser.
Showing a $60,000/year, single-filer example for Montana: $48,326.70 take-home pay after taxes. Enter your own numbers above for your result.
| Gross pay | $60,000.00 |
| Federal income tax | -$5,020.00 |
| Social Security (6.2%) | -$3,720.00 |
| Medicare (1.45%) | -$870.00 |
| Montana state income tax | -$2,063.30 |
| Net take-home pay | $48,326.70 |
Estimate only, not tax advice — see the full disclaimer. Tax data last verified: 2026-08-08.
How Montana paycheck taxes work
Montana just simplified its income tax down to two brackets starting in 2026: 4.7% on the first $47,500 of taxable income for single filers ($95,000 for joint filers, $71,250 for head of household), and 5.65% above that (both a wider low-rate bracket and a lower top rate than 2025's 5.9%). Montana now also calculates its standard deduction the same way the IRS does, using the federal standard deduction amount directly rather than a separate state-specific figure or allowance system. There's no state disability insurance, paid-family-leave payroll tax, or local/county income tax in Montana, so a Montana paycheck is reduced only by federal tax, FICA, and state income tax.
Federal income tax is calculated using the 2026 IRS tax brackets after subtracting your standard deduction, based on your filing status. FICA is a flat 6.2% Social Security tax (up to the annual wage base) plus 1.45% Medicare tax, with an additional 0.9% Medicare tax on income above $200,000 (single) or $250,000 (married filing jointly).
Tax data last verified: 2026-08-08.
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Frequently asked questions
Does Montana have a state income tax?
Yes. Montana taxes wage income at 2 brackets ranging from 4.7% to 5.65%. See the state-specific section above for exactly how that applies to your filing status.
How is federal income tax calculated on a Montana paycheck?
Federal tax is calculated on taxable income (gross pay minus your standard deduction) using the 2026 IRS marginal tax brackets, which apply the same way in every state, including Montana. See "How Paycheck Withholding Works" for the full breakdown.
What is FICA and how much is withheld?
FICA is 6.2% Social Security (up to the annual wage base) plus 1.45% Medicare, with an additional 0.9% Medicare tax above $200,000 (single) or $250,000 (married filing jointly). It applies the same way in every state, including Montana.
Is this calculator exact?
No, it's an estimate based on standard 2026 tax tables and common assumptions. It doesn't account for every possible deduction, credit, filing situation, or local tax. For Montana specifically, this estimate is fairly close to exact: Montana now uses the federal standard deduction directly and has no local or payroll tax layer to add. See the disclaimer above the breakdown for details.